Last year, there has been a case of a Lubbock woman suing her Pennsylvania insurer because of improperly denying a $200,000 death benefit claim her husband has made. The insurer denied the claim on the excuse her husband’s height mentioned on his insurance application was wrong. It is just one of the millions of life insurance denial cases happening in the United States almost every day. People are denied a claim by an insurance company giving all sorts of bad excuses.
Life insurance policies are made by people to support their family when they pass away. For example, my uncle has obtained a life insurance policy to keep my aunt and their two kids financially sound after his death. It is a good thing to obtain an insurance policy since you can recover the full amount after the death of your loved one to financially support your family. However, the real situation compels many people to search for a good law firm dealing with life insurance claim lawsuit cases.
You might be denied a valid life insurance claim on many grounds and misinterpretation of facts and information. After you submit a claim form to your insurance company, it will launch an investigation to determine if the decedent has made any material misrepresentations on his or her life insurance application. If the life insurance company finds any material misrepresentation, the officers will deny you the amount you are entitled to receive.
In New York, New Jersey, and Massachusetts, the contestability period of launching an investigation to deny or accept a life insurance claim is two years. In many cases, unnecessary delay to carry on an investigation may reduce your chances of receiving the policy amount. If you feel you are been denied of a valid insurance claim by a life insurance company, you can contact any top-notch law firm like Trief & Olk to resolve the dispute on time.
The law firm of Trief & Olk was established in 1987 and since then the firm is helping hundreds of people win their life insurance claim lawsuit. It is only an experienced life insurance attorney with an in-depth knowledge of life insurance law, terminology, applications, and practices can actually help you win your claim. Often at times, a material misrepresentation is debatable. A good attorney will create a pressure on the life insurance company to pay for the life insurance claim.
Trief & Olk are 100% dedicated and work hard on every case till they achieve success. At first the lawyer will try to negotiate with the life insurance company.
However, if the company denies paying you, the lawyer will issue papers to meet at the court of law. One of the best qualities of a good attorney is his patience and understanding abilities. He will patiently listen to whatever you have to share related to your life insurance denial claim. Then he will plan the necessary moves to proceed with the case. Insurance companies are often willing to settle out of court, but there are big companies who deny out of court settlement taking your case to trial if needed.
The writer is an expert in the field of life insurance claim lawsuit with focus on life insurance denial lawsuit.
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