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Seven Things to Do to Have Your Roof Repaired [153]

Imagine a massive storm has just hit St. Louis where you live and the roof of your house has been severely damaged. Know how you can claim your insurance and have the roof replaced, by following these steps.

Step 1: Check if Your Insurance Covers This

Review your insurance policy documents and check whether roofing repairs are covered. Keep in mind though that if your roof was already in bad shape before the subsequent damage happened, you most likely won’t be able to make a claim. Take good care of your property so as not to invalidate your insurance.

Step 2: Document the Damages Incurred

Take pictures of your roof as proof when you make a claim. You may also include any interior decors or furniture that was affected. Also, take note of the date when the storm happened.

Step 3: Talk to Your Agent

Ask about their procedures and how you can make a claim whether it’s about making temporary repairs or installing a new roof. Some insurance companies may require you to inform them within a specific time frame, so be sure to contact your again as soon as you can.

Step 4: Scout for Roofing Contractors

There are several roofing companies in St. Louis that you might want to check out. Request for a written cost estimates for roof replacement. If possible, have them indicate that a total replacement must be done, and roof repairs are not a sufficient solution. And if you have to stay at a hotel until the repairs are complete, be sure to save all the receipts for reimbursement.

Step 5: Make a Claim

Have all the necessary proof, receipts, and documents when you make a claim. Remember that there should be no errors in your document because even the littlest mistake can be grounds to deny your coverage.

Step 6: Have an Insurance Adjuster Visit Your Home

You may opt to ask for an insurance adjuster to make a damage assessment in your home. You can also request a contractor to talk with him regarding the damage roof repair. It usually takes a few weeks, but if you’re lucky, the adjuster may provide you with a settlement quote before he leaves. Check with your insurance company on how you can go about this.

Step 7: Replace Your Roof upon Approval

Have your roof replaced by one of the best roofing companies in St. Louis as soon as your claim is approved. Also, keep in mind that the quote may be too small as the roof’s depreciation may also be considered.

Have your damaged roofing fixed by hiring one of the best roofing companies in St Louis who have expert staff to handle all issues with professionalism and care.

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